Lestari, N.R. et al. 2025. The Influence of Shopee Pay Later Usage on the Consumptive Behavior of FKIP Students at Universitas Muhammadiyah Bengkulu. Journal of Multidisciplinary Research. 1, 4 (Jul. 2025), 181–188. DOI:https://doi.org/10.70963/jmr.v1i4.241.